Do Appraisers Go In The Attic

Fha accepts a maximum of three layers of roofing and it must protect the attic and interior of the home from leaks.

Do appraisers go in the attic.

That is the key. Here in south florida the temps in an attic are a killer you d be drenched in sweat in just a few minutes. Real estate appraisers can scuttle or boost your chance for a mortgage refinance. He seemed to know what he was doing but when i asked him if he wanted me to climb the ladder and remove the attic vent so he could look in the attic he told me that he did not have to do that.

Fha requires that the appraiser observe the attic for evidence of needed repairs and non compliance with fha property eligibility requirements. Do home appraisers go through each bedroom. I talked about the appliances and offered up some suggestions that might be helpful and make things go a little smoother for an fha appraisal. Excessive debris in the attic or crawl space should be removed.

Appraisers must be qualified and certified in your state and in most states adhere to the appraisal foundation s uniform standards of professional appraisal practice. You do not need an inspection mentality to do an fha appraisal. As to the attic i have no intention of walking the attic one miss step and your going to put a hole in the ceiling. This appraisal post is going to address the attic observation and reporting requirements for an fha appraisal.

The appraiser told me he had been an appraiser for 15 years. When inspecting the crawl space appraisers make sure there are no signs of standing water or any other foundation support issues. One of the big jobs for a fha appraiser is the roof. When viewing the attic appraisers make sure there are vents no damage no exposed or frayed wires and that sunlight is not beaming through.

Home appraisals are conducted by a professional appraiser to give an estimate of the market value of a house or property. Lenders require an appraiser to determine the market value of your. At this point i wouldn t touch an fha job for less than the combined fee of an appraisal and a home inspection. I will not do an fha appraisal for less than 3 times my normal fee.

The appraiser must observe the interiors of all attic spaces. However there is a lot more time involved more liability and more work which translates to charging a higher fee. They are most often conducted at the behest of the lender. If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient.